Surely you are already aware of the homeless crisis that is hitting our country today. Various economic issues affect people of all walks of life.
Yes, there are those who are chronically homeless due to their learned lifestyle from their previous generation. This may be from lack of formal education or problems with drugs and/or alcohol. However, there are many people that have had serious circumstances such as a home fires, accidents or illnesses that caused them to lose their jobs, layoffs and downsizing, home destruction due to vandalism or strikes of nature, and other causes that leave decent persons or even whole families without a home.